Rewards Program
Cash Back Credit Cards
24 cards earning Cash Back in Canada
MBNA
MBNA Smart Cash World Elite Mastercard
Annual fee
$120
1st year value
~$520
5% cash back (first 6 months)
+$50 via GCR
BMO
BMO CashBack World Elite MC
Annual fee
FYF
1st year value
~$480
$480 cash back
+$50 via GCR
TD
TD CashBack Visa Infinite
Annual fee
FYF
1st year value
$475
10% on $3,500
+$100 via GCR
CIBC
CIBC Dividend Visa Infinite
Annual fee
FYF
1st year value
$450
10% back (up to $3,000)
+$150 via CCG
Scotiabank
Scotia Momentum Visa Infinite
Annual fee
FYF
1st year value
$400
$200 cashback
+$100 via FF
Desjardins
Desjardins Cash Back World Elite MC
Annual fee
$100
1st year value
~$300
No welcome bonus
MBNA / TD
MBNA Smart Cash Platinum Plus MC
Annual fee
$0
1st year value
~$300
5% back (first 6 mo)
+$25 via GCR
Meridian Credit Union
Meridian Visa Infinite Cash Back
Annual fee
$99
1st year value
$300
$100 cash back
CIBC
CIBC Dividend Platinum Visa
Annual fee
$99
1st year value
$280
$100 cash back
American Express
Amex SimplyCash Preferred
Annual fee
$10/mo
1st year value
~$250
10% back (first 3 mo)
+$50 via CCG
RBC
RBC Cash Back Preferred World Elite MC
Annual fee
FYF
1st year value
~$240
12% back (first 3 mo)
+$50 via FF
Rogers Bank
Rogers World Elite MC
Annual fee
$0
1st year value
~$200
$60 cash back
+$25 via GCR
Scotiabank
Scotia Momentum No-Fee Visa
Annual fee
$0
1st year value
~$200
10% back (first 3 mo)
+$50 via GCR
Home Trust
Home Trust Preferred Visa
Annual fee
$0
1st year value
~$150
No welcome bonus
RBC
RBC Cash Back Mastercard
Annual fee
$0
1st year value
$150
None
Scotiabank
Scotia Momentum Visa
Annual fee
$49
1st year value
~$150
10% back (first 3 mo)
+$70 via GCR
RBC
RBC Cash Back Mastercard (No Fee)
Annual fee
$0
1st year value
~$120
None
American Express
Amex SimplyCash Card
Annual fee
$0
1st year value
~$100
5% back (first 3 mo)
CIBC
CIBC Costco Mastercard
Annual fee
$0
1st year value
~$100
$100 statement credit
Simplii Financial
Simplii Financial Cash Back Visa
Annual fee
$0
1st year value
~$93
20% back (first 3 mo)
+$60 via GCR
Rogers Bank
Rogers Red Mastercard
Annual fee
$0
1st year value
~$60
$60 cash back
+$60 via GCR
Loop
Loop Visa
Annual fee
No fee
1st year value
$0
None
+$100 via CCG
Neo Financial
Neo Financial Mastercard
Annual fee
No fee
1st year value
$0
None
+$125 via GCR
TD
TD Cash Back Visa
Annual fee
No fee
1st year value
$0
None
+$100 via CCG