Rewards Program
Cash Back Credit Cards
42 cards earning Cash Back in Canada
BMO
BMO Cash Back World Elite Mastercard
Annual fee
$120
1st year value
~$580
5% cash back (first 3 months)
+$30 via GCR
TD
TD Cash Back Visa Infinite
Annual fee
$139
1st year value
~$535
10% cash back (first 3 months)
+$30 via GCR
Scotiabank
Scotiabank Momentum Visa Infinite
Annual fee
$120
1st year value
~$530
10% cash back (first 3 months, up to $2,000/cat)
+$30 via GCR
MBNA
MBNA Smart Cash World Elite Mastercard
Annual fee
$120
1st year value
~$520
5% cash back (first 6 months)
+$30 via GCR
BMO
BMO CashBack World Elite MC
Annual fee
FYF
1st year value
~$480
$480 cash back
+$50 via GCR
TD
TD CashBack Visa Infinite
Annual fee
FYF
1st year value
$475
10% on $3,500
+$100 via GCR
CIBC
CIBC Dividend Visa Infinite
Annual fee
FYF
1st year value
$450
10% back (up to $3,000)
+$150 via CCG
Scotiabank
Scotia Momentum Visa Infinite
Annual fee
FYF
1st year value
$400
$200 cashback
+$100 via GCR
Desjardins
Desjardins Cash Back World Elite MC
Annual fee
$100
1st year value
~$300
No welcome bonus
MBNA / TD
MBNA Smart Cash Platinum Plus MC
Annual fee
$0
1st year value
~$300
5% back (first 6 mo)
+$25 via GCR
Meridian Credit Union
Meridian Visa Infinite Cash Back
Annual fee
$99
1st year value
$300
$100 cash back
CIBC
CIBC Dividend Platinum Visa
Annual fee
$99
1st year value
$280
$100 cash back
American Express
Amex SimplyCash Preferred
Annual fee
$10/mo
1st year value
~$250
10% back (first 3 mo)
+$50 via GCR
Capital One
Capital One Costco Mastercard
Annual fee
$0
1st year value
~$240
None
RBC
RBC Cash Back Preferred World Elite MC
Annual fee
FYF
1st year value
~$240
12% back (first 3 mo)
+$50 via GCR
Rogers Bank
Rogers World Elite MC
Annual fee
$0
1st year value
~$200
$60 cash back
+$25 via GCR
Scotiabank
Scotia Momentum No-Fee Visa
Annual fee
$0
1st year value
~$200
10% back (first 3 mo)
+$15 via GCR
Home Trust
Home Trust Preferred Visa
Annual fee
$0
1st year value
~$150
No welcome bonus
RBC
RBC Cash Back Mastercard
Annual fee
$0
1st year value
$150
None
Scotiabank
Scotia Momentum Visa
Annual fee
$49
1st year value
~$150
10% back (first 3 mo)
+$25 via GCR
HSBC
HSBC Visa
Annual fee
$0
1st year value
~$120
None
RBC
RBC Cash Back Mastercard (No Fee)
Annual fee
$0
1st year value
~$120
None
Tangerine
Tangerine Money-Back MC
Annual fee
$0
1st year value
~$120
$120 cash back
+$25 via FF
Tangerine
Tangerine World Mastercard
Annual fee
$0
1st year value
~$120
$120 cash back
+$25 via GCR
American Express
Amex SimplyCash Card
Annual fee
$0
1st year value
~$100
5% back (first 3 mo)
BMO
BMO Cash Back Mastercard (Student)
Annual fee
$0
1st year value
~$100
5% cash back (first 3 months)
CIBC
CIBC Costco Mastercard
Annual fee
$0
1st year value
~$100
$100 statement credit
Simplii Financial
Simplii Financial Cash Back Visa
Annual fee
$0
1st year value
~$93
20% back (first 3 mo)
Rogers Bank
Rogers Red Mastercard
Annual fee
$0
1st year value
~$60
$60 cash back
+$15 via GCR
BMO
BMO CashBack Mastercard
Annual fee
No fee
1st year value
$0
None
Capital One
Capital One Smart Rewards Mastercard
Annual fee
No fee
1st year value
$0
None
CIBC
CIBC Adapta Mastercard
Annual fee
No fee
1st year value
$0
None
EQ Bank
EQ Bank Mastercard
Annual fee
No fee
1st year value
$0
None
Float
Float Visa
Annual fee
No fee
1st year value
$0
None
Joker
Joker Mastercard
Annual fee
No fee
1st year value
$0
None
Loop
Loop Visa
Annual fee
No fee
1st year value
$0
None
Neo Financial
Neo Financial Mastercard
Annual fee
No fee
1st year value
$0
None
Neo Financial
Neo Financial Money Mastercard
Annual fee
No fee
1st year value
$0
None
Neo Financial
Neo Financial Standard Mastercard
Annual fee
No fee
1st year value
$0
None
TD
TD Cash Back Visa
Annual fee
No fee
1st year value
$0
None
Venn
Venn Mastercard
Annual fee
No fee
1st year value
$0
None
Wealthsimple
Wealthsimple Cash Mastercard
Annual fee
No fee
1st year value
$0
None