VisaFX: 2.5%Cash Back
CIBC
CIBC Dividend Platinum Visa
Cash Back
First Year Bonus
$280
Welcome Bonus
$100 cash back
Annual Fee
$99
Spend Required
$500 (4 mo)
Get notified when this offer goes elevated
We'll email you if CIBC Dividend Platinum Visa runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Welcome bonus
Total: $100 cash back
1
$100 cash back
Spend $500 in the first 4 months
Earn rates
3%
grocery & gas
2%
dining, Tim Hortons & recurring bills
1%
everywhere else
Points value: 1¢ per cash back dollar
Lounge access
No lounge access
Additional perks
- ✓Cash back paid annually in February
- ✓Good mid-tier cash back card
Insurance coverage
Travel Medical ($5M, up to 8 days)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$99
Foreign fee2.5%
Income req.None stated
ProgramCash Back
