Guides & Strategy

What credit card churning is, how it works in Canada, and how to get started without hurting your credit score.

A comparison of every Canadian Aeroplan credit card — TD, CIBC, and Amex — ranked by welcome bonus, first-year value, and perks.

The top Canadian credit cards with no annual fee — for travel points, cash back, and everyday spending.

A breakdown of the highest-value welcome offers available to Canadians right now, ranked by first-year value.

A detailed review of the American Express Platinum Card in Canada — welcome bonus, perks, credits, and whether it's worth the $799 annual fee.

The top Canadian cash back credit cards ranked by category — groceries, dining, gas, and flat-rate spending.

Practical strategies for meeting credit card minimum spend requirements without overspending or gaming the system.

A detailed review of the Scotia Gold Amex — the best no-fee-first-year card in Canada for dining and travel earn rates.

A side-by-side comparison of the TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Infinite — and why most churners get both.

Rebate portals like GCR and Frugal Flyer pay you extra cash just for applying through their link. Here's how they work and how to find the best one.