Elevated offers right now
These cards are running bonuses above their normal offer — apply before they drop back.
What is an elevated offer? Card issuers run higher-than-normal bonuses for limited windows — sometimes 20–50% more points than the standard offer.
American Express
Amex Personal Platinum
Highest ever public offer — ends April 30
Year 1 value
~$1,850
Bonus
110,000 MR
Annual fee
$799
TD
TD First Class Travel Visa Infinite
165,000 pt bonus is among the highest TD has ever offered — first year free
Year 1 value
~$875
Bonus
165,000 pts
Annual fee
FYF
Scotiabank
Scotia Amex Gold
First year free + elevated 30,000 pt bonus — best value entry card right now
Year 1 value
~$750
Bonus
30,000 pts
Annual fee
FYF
CIBC
CIBC Aventura Visa Infinite
Currently 60,000 pts — elevated from standard 45,000
Year 1 value
$740
Bonus
60,000 pts
Annual fee
FYF
CIBC
CIBC Aventura Visa Gold
Currently 60,000 pts — elevated from standard 45,000
Year 1 value
$720
Bonus
60,000 pts
Annual fee
FYF
BMO
BMO VIPorter World Elite MC
70,000 pt bonus + annual companion pass — first year free, best Porter card ever offered
Year 1 value
~$675
Bonus
70,000 pts + companion pass
Annual fee
FYF
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Browse all 155+ Canadian cards filtered by program, fee, issuer, or first-year bonus.
Offers change frequently. Always verify current terms before applying. Last updated April 12, 2026.