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Elevated Offer
70,000 pt bonus + annual companion pass — first year free, best Porter card ever offered
MastercardFX: 2.5%Lounge AccessFree Checked Bag
BMO
BMO VIPorter World Elite MC
VIPorter
First Year Bonus
~$675
Welcome Bonus
70,000 pts + companion pass
Annual Fee
FYF
Spend Required
$5,000 (110 days)
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
3 pts/$1
Porter Airlines purchases
2 pts/$1
gas, transit, grocery, dining & hotels
1 pt/$1
everywhere else
Points value: ~1–1.5¢/pt on Porter flights
Transfer partners
VIPorter points (Porter Airlines — redeems for Porter flights)
Lounge access
Porter Escapes Lounge access at Billy Bishop (Toronto City) Airport
Additional perks
- ✓Annual companion pass (one free companion flight)
- ✓Free first checked bag on Porter
- ✓Best card for Eastern Canada travellers flying Porter
Insurance coverage
Travel Medical ($2M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household
ProgramVIPorter
