VisaFX: 2.5%No Annual Fee
BMO
BMO eclipse rise Visa
BMO Rewards
First Year Bonus
~$265
Welcome Bonus
25,000 pts
Annual Fee
$0
Spend Required
$1,500 (3 mo)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO eclipse rise Visa runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5 pts/$2
grocery, dining, recurring bills & transit
1 pt/$2
everywhere else
Points value: ~0.67¢/pt via BMO travel portal
Transfer partners
BMO Rewards (redeem via BMO travel portal)
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓Up to 5,000 bonus points/year for good financial habits
- ✓Entry point into BMO Rewards ecosystem
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramBMO Rewards
