VisaFX: 2.5%Lounge AccessNEXUS Credit
BMO
BMO eclipse Visa Infinite Privilege
BMO Rewards
First Year Bonus
~$1,101
Welcome Bonus
120,000 BMO Rewards
Annual Fee
$499
Spend Required
$6,000
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
5x
dining, grocery, drugstore, gas & travel
1x
everywhere else
Points value: ~0.67¢/pt via BMO travel portal
Transfer partners
BMO Rewards (redeem via BMO travel portal)
Lounge access
6 free lounge visits/year via Visa Airport Companion
Additional perks
- ✓$200 annual lifestyle credit
- ✓$200 NEXUS application fee credit
- ✓BMO concierge
- ✓Visa Infinite Privilege benefits
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$499
Foreign fee2.5%
Income req.$150,000 personal or $200,000 household
ProgramBMO Rewards
