VisaFX: 2.5%Lounge AccessNEXUS Credit
BMO
BMO eclipse Visa Infinite Privilege
BMO Rewards
First Year Bonus
~$811
Welcome Bonus
200,000 pts
Annual Fee
$599
Spend Required
$6,000 (90 days) + $75,000 (annual)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO eclipse Visa Infinite Privilege runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
dining, grocery, drugstore, gas & travel
1x
everywhere else
Points value: ~0.67¢/pt via BMO travel portal
Transfer partners
BMO Rewards (redeem via BMO travel portal)
Lounge access
6 free lounge visits/year via Visa Airport Companion
Additional perks
- ✓$200 annual lifestyle credit
- ✓$200 NEXUS application fee credit
- ✓BMO concierge
- ✓Visa Infinite Privilege benefits
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$599
Foreign fee2.5%
Income req.$150,000 personal or $200,000 household
ProgramBMO Rewards
