BMO eclipse Visa Infinite Privilege
VisaFX: 2.5%Lounge AccessNEXUS Credit

BMO

BMO eclipse Visa Infinite Privilege

BMO Rewards

First Year Bonus

~$811

Welcome Bonus

200,000 pts

Annual Fee

$599

Spend Required

$6,000 (90 days) + $75,000 (annual)

Apply via rebate portal

Get notified when this offer goes elevated

We'll email you if BMO eclipse Visa Infinite Privilege runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

5x
dining, grocery, drugstore, gas & travel
1x
everywhere else

Points value: ~0.67¢/pt via BMO travel portal

Transfer partners

BMO Rewards (redeem via BMO travel portal)

Lounge access

6 free lounge visits/year via Visa Airport Companion

Additional perks

  • $200 annual lifestyle credit
  • $200 NEXUS application fee credit
  • BMO concierge
  • Visa Infinite Privilege benefits

Insurance coverage

Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkVisa
Annual fee$599
Foreign fee2.5%
Income req.$150,000 personal or $200,000 household
ProgramBMO Rewards