VisaFX: 2.5%Lounge Access
BMO
BMO eclipse Visa Infinite
BMO Rewards
First Year Bonus
~$600
Welcome Bonus
80,000 pts
Annual Fee
FYF
Spend Required
$4,000 (110 days)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO eclipse Visa Infinite runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
grocery, dining, gas & transit
1x
everywhere else
Points value: ~0.67¢/pt via BMO travel portal
Transfer partners
BMO Rewards (redeem via BMO travel portal)
Lounge access
Visa Airport Companion — 6 free visits/year
Additional perks
- ✓$50 anniversary lifestyle credit
- ✓Add an authorized user free to boost points earning
Insurance coverage
Travel Medical ($2M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual feeFYF
Foreign fee2.5%
Income req.$60,000 personal or $100,000 household
ProgramBMO Rewards
