Compare credit cards

Select up to 3 Canadian credit cards to compare side by side.

American Express

Amex Personal Platinum

🔥 HOT

American Express

Amex Cobalt

First-year value (incl. portal)

~$1,925

~$600

Welcome bonus

110,000 MR

up to 15,000 MR

Annual fee

$799

$192/yr

Min. spend requirement

$10,000

$750/mo

Rewards program

Membership Rewards

Network

American Express

Best portal payout

+$125 via GCR

+$100 via CCG

Foreign transaction fee

2.5%

Lounge access

Unlimited Centurion Lounge + Priority Pass (unlimited) + Plaza Premium Lounges

No lounge access

Transfer partners

Aeroplan, Avios (British Airways), Asia Miles +3 more

Points value

~2¢/pt via Aeroplan transfers

Income requirement

None stated

First-year value is an estimate. Portal rates change frequently — verify before applying.