Trip Planner
Pick a destination and a date. We’ll tell you how many points you need and which cards to apply for.
e.g. London, Paris, Rome
~5 months from today
290,000
points to earn for this trip
Your application plan
5 months until departure

American Express · $799 · MSR $10,000
+110,000 pts · Apply in ~5 mo · Hit MSR by T-2 mo

CIBC · $599 · MSR $25,000 (12 mo)
+100,000 pts · Apply in ~2 mo · Hit MSR by trip date

TD · $599 · MSR $12,000 (180 days)
+85,000 pts · Apply now · Hit MSR by trip date
Heads up: timeline is tight
3 cards with ~3-month MSRs is a stretch in 5 months. Consider pushing the trip back, dropping to fewer cards, or adding a P2.
Why these cards: For europe, the best programs are Aeroplan, Membership Rewards. Also works: RBC Avion.
Point costs are starting-point estimates based on saver inventory, not live quotes. Actual availability varies by route and season. Amex Canada limits personal approvals to 2 per 90 days.