🔥
Elevated Offer
First year free + elevated 30,000 pt bonus — best value entry card right now
American ExpressFX: No foreign feesNo FX Fees
Scotiabank
Scotia Amex Gold
Scene+
First Year Bonus
~$750
Welcome Bonus
30,000 pts
Annual Fee
FYF
Spend Required
$2,000
Apply via rebate portal
Data verified Apr 1, 2026
Earn rates
6x
Sobeys
5x
food & entertainment
3x
transit & streaming
Points value: ~1¢/pt
Transfer partners
Scene+ (redeem for movies, travel, cash at Sobeys)
Lounge access
No lounge access
Additional perks
- ✓No foreign transaction fees
- ✓Best-in-class earn rate on dining & food delivery
- ✓Amex Invites access
Insurance coverage
Travel Medical ($1M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual feeFYF
Foreign fee0% — no foreign transaction fees
Income req.$12,000 personal
ProgramScene+
