RBC Cash Back Mastercard
MastercardFX: 2.5%Cash BackNo Annual Fee

RBC

RBC Cash Back Mastercard

Cash Back

First Year Bonus

$150

Welcome Bonus

None

Annual Fee

$0

Spend Required

None

Get notified when this offer goes elevated

We'll email you if RBC Cash Back Mastercard runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

2%
grocery
1%
everywhere else

Points value: 1¢ per cash back dollar

Lounge access

No lounge access

Additional perks

  • No annual fee
  • Simple 2% on groceries for RBC customers

Insurance coverage

Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramCash Back