Home Trust Preferred Visa
VisaFX: No foreign feesNo Annual FeeNo FX FeesCash Back

Home Trust

Home Trust Preferred Visa

Cash Back

First Year Bonus

~$150

Welcome Bonus

No welcome bonus

Annual Fee

$0

Spend Required

Get notified when this offer goes elevated

We'll email you if Home Trust Preferred Visa runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

1%
all purchases

Points value: 1% cash back rate

Transfer partners

Cash back — no transfer partners

Lounge access

No lounge access

Additional perks

  • No foreign transaction fees — best no-fee option for international travel spending
  • No annual fee
  • 1% cash back on everything

Insurance coverage

Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkVisa
Annual fee$0
Foreign fee0% — no foreign transaction fees
Income req.None stated
ProgramCash Back