VisaFX: No foreign feesNo Annual FeeNo FX FeesCash Back
Home Trust
Home Trust Preferred Visa
Cash Back
First Year Bonus
~$150
Welcome Bonus
No welcome bonus
Annual Fee
$0
Spend Required
—
Get notified when this offer goes elevated
We'll email you if Home Trust Preferred Visa runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1%
all purchases
Points value: 1% cash back rate
Transfer partners
Cash back — no transfer partners
Lounge access
No lounge access
Additional perks
- ✓No foreign transaction fees — best no-fee option for international travel spending
- ✓No annual fee
- ✓1% cash back on everything
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$0
Foreign fee0% — no foreign transaction fees
Income req.None stated
ProgramCash Back