Simplii Financial Cash Back Visa
VisaFX: 2.5%Cash BackNo Annual Fee

Simplii Financial

Simplii Financial Cash Back Visa

Cash Back

First Year Bonus

~$153

Welcome Bonus

20% back (first 3 mo)

Annual Fee

$0

Spend Required

$500 (3 mo)

Apply via rebate portal

BESTGCR
+$60cash back
FW
+$50cash back
Apply via GCR (+$60)Apply direct (no bonus)

Get notified when this offer goes elevated

We'll email you if Simplii Financial Cash Back Visa runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

4%
restaurants & bars
1.5%
gas, grocery & drugstore
0.5%
everywhere else

Points value: 0.5–4% cash back rate

Transfer partners

Cash back — no transfer partners

Lounge access

No lounge access

Additional perks

  • ✓Best no-fee card for dining & restaurants (4%)
  • ✓No annual fee ever

Insurance coverage

Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkVisa
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramCash Back