American ExpressFX: 3%Cash BackTravelTransfer Partners
American Express
American Express SimplyCash Preferred
Membership Rewards
First Year Bonus
~$848
Welcome Bonus
~$50
Annual Fee
$120
Spend Required
$1,500
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if American Express SimplyCash Preferred runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1x
all purchases
Lounge access
No lounge access
Card details
NetworkAmerican Express
Annual fee$120
Foreign fee3%
ProgramMembership Rewards
