VisaFX: 2.5%Cash Back
Scotiabank
Scotia Momentum Visa Infinite
Cash Back
First Year Bonus
~$500
Welcome Bonus
$200 cashback
Annual Fee
FYF
Spend Required
$2,000
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
4%
grocery & recurring
2%
gas & transit
1%
everywhere else
Points value: 1–4% cash back rate
Transfer partners
Cash back — no transfer partners
Lounge access
No lounge access
Additional perks
- ✓4% on grocery & subscriptions is top-of-class for cash back
- ✓Cash back paid once a year in November
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual feeFYF
Foreign fee2.5%
Income req.$60,000 personal or $100,000 household
ProgramCash Back
