VisaFX: 2.5%Cash Back
CIBC
CIBC Dividend Visa Infinite
Cash Back
First Year Bonus
~$600
Welcome Bonus
10% back (up to $3,000)
Annual Fee
FYF
Spend Required
—
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
4%
gas & grocery
2%
dining & transit
1%
everywhere else
Points value: 1–4% cash back rate
Transfer partners
Cash back — no transfer partners
Lounge access
No lounge access
Additional perks
- ✓Cash back deposited annually in January
- ✓Visa Infinite Dining Series access
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual feeFYF
Foreign fee2.5%
Income req.$60,000 personal or $100,000 household
ProgramCash Back
