MastercardFX: 2.5%Cash BackNo Annual Fee
RBC
RBC Cash Back Mastercard (No Fee)
Cash Back
First Year Bonus
~$120
Welcome Bonus
None
Annual Fee
$0
Spend Required
$0
Get notified when this offer goes elevated
We'll email you if RBC Cash Back Mastercard (No Fee) runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
2%
grocery
1%
all other purchases
Points value: Cash back (1¢/pt equivalent)
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓2% on grocery is solid for a free card
- ✓Simple cash back — paid annually
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None
ProgramCash Back
