MastercardFX: 2.5%Lounge AccessTravel
BMO
BMO Ascend World Elite Mastercard
BMO Rewards
First Year Bonus
~$895
Welcome Bonus
100,000 BMO Rewards
Annual Fee
$150
Spend Required
$3,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO Ascend World Elite Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
travel purchases
3x
dining, entertainment & recurring bills
1x
all other purchases
Points value: ~0.67¢/pt on travel
Transfer partners
Air Miles (conversion)
Marriott Bonvoy (conversion)
Lounge access
4 free Mastercard Airport Experiences visits/year
Additional perks
- ✓4 annual lounge passes
- ✓Strong travel multiplier
- ✓Good all-round premium card
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$150
Foreign fee2.5%
Income req.$80,000 personal / $150,000 household
ProgramBMO Rewards
