Rewards Program
13 cards earning Rewards in Canada

Scotiabank
Annual fee
$79
1st year value
~$515

Mastercard
Annual fee
$0
1st year value
~$410
11.13% cash back ($106◊)
+$200 via FF

TD
Annual fee
$89
1st year value
~$397
50,000 points

MBNA
Annual fee
$0
1st year value
~$270
+$50 via GCR

Koho
Annual fee
$177
1st year value
~$219
~$20
+$80 via CCG

Vancity
Annual fee
$0
1st year value
~$189

Neo Financial
Annual fee
$0
1st year value
~$178
~$20
+$100 via FW

Koho
Annual fee
$144
1st year value
~$144
~$20
+$80 via CCG

Vancity
Annual fee
$50
1st year value
~$139

Koho
Annual fee
$48
1st year value
~$132
~$20
+$80 via CCG

Neo Financial
Annual fee
$96
1st year value
~$90
+$60 via GCR

CIBC
Annual fee
$0
1st year value
$0
~$25

Unknown
Annual fee
$30
1st year value
$0