MastercardFX: 2.5%Lounge AccessTravel Credit
National Bank
National Bank World Elite MC
À la carte Rewards
First Year Bonus
~$400
Welcome Bonus
50,000 pts
Annual Fee
$150
Spend Required
$5,000 (3 mo)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if National Bank World Elite MC runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
grocery & restaurants
2x
gas, EV, transit & recurring bills
1x
everywhere else
Points value: ~1¢/pt via À la carte travel portal
Transfer partners
À la carte Rewards (redeem for travel, gift cards, cash)
Lounge access
Unlimited National Bank Lounge access (YUL) + Mastercard Travel Pass (DragonPass, paid visits)
Additional perks
- ✓$150 annual travel credit (seat selection, baggage fees, airport parking)
- ✓Unlimited travel medical with no age cap — best in class for older travellers
- ✓Cancel for any reason option available
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$150
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household
ProgramÀ la carte Rewards
