MastercardFX: 2.5%
National Bank
National Bank Platinum MC
À la carte Rewards
First Year Bonus
~$275
Welcome Bonus
25,000 pts
Annual Fee
FYF
Spend Required
$2,000 (3 mo)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if National Bank Platinum MC runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
2x
grocery & restaurants
1.5x
gas, EV, transit & recurring bills
1x
everywhere else
Points value: ~1¢/pt via À la carte travel portal
Transfer partners
À la carte Rewards (redeem for travel, gift cards, cash)
Lounge access
No lounge access
Additional perks
- ✓No income requirement
- ✓Good mid-tier entry into National Bank rewards
- ✓Mobile device insurance ($1,000 max)
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.None stated
ProgramÀ la carte Rewards
