MastercardFX: 3%
BMO
BMO VIPorter Mastercard
Rewards
First Year Bonus
~$480
Welcome Bonus
40,000 points
Annual Fee
$89
Spend Required
$1,500
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO VIPorter Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1x
all purchases
Lounge access
No lounge access
Card details
NetworkMastercard
Annual fee$89
Foreign fee3%
ProgramRewards
