MastercardFX: 2.5%No Annual Fee
BMO
BMO Air Miles Mastercard
Air Miles
First Year Bonus
~$205
Welcome Bonus
800 Air Miles
Annual Fee
$0
Spend Required
$500 (3 mo)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO Air Miles Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Welcome bonus
Total: 800 Air Miles
1
800 Air Miles
Spend $500 in the first 3 months
Earn rates
3x
Air Miles partners (Sobeys, Shell, Rexall)
1 mile per $25
everywhere else
Points value: ~0.9¢/mile for flight rewards
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓Good entry card for Air Miles collectors
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramAir Miles
