VisaFX: 2.5%Lounge AccessTravelDining
BMO
BMO eclipse Visa Infinite Privilege
BMO Rewards
First Year Bonus
~$1,350
Welcome Bonus
120,000 BMO Rewards
Annual Fee
$499
Spend Required
$6,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO eclipse Visa Infinite Privilege runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
grocery, dining, gas & transit
1x
all other purchases
Points value: ~0.67¢/pt on travel
Transfer partners
Air Miles (conversion)
Marriott Bonvoy (conversion)
Lounge access
Unlimited Visa Airport Companion visits
Additional perks
- ✓$200 annual lifestyle credit
- ✓Unlimited lounge access
- ✓Mobile device insurance
- ✓Premium concierge
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$499
Foreign fee2.5%
Income req.$150,000 personal / $200,000 household
ProgramBMO Rewards
