BMO eclipse Visa Infinite
VisaFX: 2.5%TravelDining

BMO

BMO eclipse Visa Infinite

BMO Rewards

First Year Bonus

~$805

Welcome Bonus

60,000 BMO Rewards

Annual Fee

$120

Spend Required

$3,000

Apply via rebate portal

Get notified when this offer goes elevated

We'll email you if BMO eclipse Visa Infinite runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

5x
grocery, dining, gas & transit
1x
all other purchases

Points value: ~0.67¢/pt on travel

Transfer partners

Air Miles (conversion)
Marriott Bonvoy (conversion)

Lounge access

No lounge access

Additional perks

  • $50 lifestyle credit annually
  • 5x on everyday categories is exceptional
  • Add supplementary cardholder for extra points

Insurance coverage

Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkVisa
Annual fee$120
Foreign fee2.5%
Income req.$60,000 personal / $100,000 household
ProgramBMO Rewards