MastercardFX: 3%Cash BackNo Annual Fee
BMO
BMO CashBack Mastercard
Cash Back
First Year Bonus
~$482
Welcome Bonus
Annual Fee
$0
Spend Required
$1,500
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if BMO CashBack Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1x
all purchases
Lounge access
No lounge access
Card details
NetworkMastercard
Annual fee$0
Foreign fee3%
ProgramCash Back
