MastercardFX: 2.5%No Annual FeeCash Back
Canadian Tire
Triangle Mastercard
Canadian Tire Money
First Year Bonus
$80
Welcome Bonus
None
Annual Fee
$0
Spend Required
None
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Data verified Apr 12, 2026
Earn rates
4%
Canadian Tire, Sport Chek, Mark's, Atmosphere
0.5%
everywhere else
5¢/L
gas at Gas+ stations
Points value: ~1¢ per CT Money dollar
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓High earn rate at Canadian Tire family of stores
- ✓CT Money redeemable at all Canadian Tire stores
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramCanadian Tire Money