VisaFX: 2.5%No Annual Fee
TD
TD Rewards Visa
TD Rewards
First Year Bonus
~$150
Welcome Bonus
15,000 TD Rewards
Annual Fee
$0
Spend Required
$0
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if TD Rewards Visa runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
3x
grocery & restaurants
2x
recurring bills
1x
all other purchases
Points value: ~0.5¢/pt via Expedia4TD
Transfer partners
TD Rewards (best via Expedia4TD)
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓Good intro card for TD Rewards ecosystem
- ✓Decent grocery/dining multiplier for no-fee card
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$0
Foreign fee2.5%
Income req.None
ProgramTD Rewards
