VisaFX: 2.5%Aeroplan
TD
TD Aeroplan Visa Platinum
Aeroplan
First Year Bonus
~$325
Welcome Bonus
20,000 pts
Annual Fee
FYF
Spend Required
$1,500 (90 days)
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
1 pt/$1
Air Canada, gas, EV & grocery
1 pt/$1.50
everywhere else
Points value: ~1.5¢/pt average via Aeroplan
Transfer partners
Aeroplan (direct earn — redeems on Star Alliance)
Lounge access
No lounge access
Additional perks
- ✓First year fee waived ($89 value)
- ✓Preferred pricing on Aeroplan awards
- ✓Low income threshold entry into Aeroplan
Insurance coverage
Travel Medical ($1M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual feeFYF
Foreign fee2.5%
Income req.None stated
ProgramAeroplan
