MastercardFX: 2.5%Cash BackNo Annual Fee
Tangerine
Tangerine World Mastercard
Cash Back
First Year Bonus
~$245
Welcome Bonus
$120 cash back
Annual Fee
$0
Spend Required
$1,500 (90 days)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if Tangerine World Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
2%
3 categories of your choice
0.5%
everywhere else
Points value: 0.5–2% cash back rate
Transfer partners
Cash back — no transfer partners
Lounge access
Mastercard Travel Pass — 2 free lounge visits/year
Additional perks
- ✓No annual fee
- ✓Travel insurance included (unlike basic version)
- ✓2 free lounge visits via Mastercard Travel Pass
- ✓Mastercard World benefits
Insurance coverage
Travel Medical ($2M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.$60,000 personal or $100,000 household
ProgramCash Back
