MastercardFX: 2.5%Cash BackNo Annual Fee
Tangerine
Tangerine Money-Back MC
Cash Back
First Year Bonus
~$145
Welcome Bonus
$120 cash back
Annual Fee
$0
Spend Required
$1,500 (90 days)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if Tangerine Money-Back MC runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
2%
3 categories of your choice
0.5%
everywhere else
Points value: 0.5–2% cash back rate
Transfer partners
Cash back — no transfer partners
Lounge access
No lounge access
Additional perks
- ✓Choose your own 2% categories (13 options)
- ✓Change categories every 90 days
- ✓No annual fee ever
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramCash Back
