VisaFX: 2.5%Cash Back
Scotiabank
Scotiabank Momentum Visa Infinite
Cash Back
First Year Bonus
~$630
Welcome Bonus
10% cash back (first 3 months, up to $2,000/cat)
Annual Fee
$120
Spend Required
$0
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if Scotiabank Momentum Visa Infinite runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
4%
grocery & recurring bills
2%
gas & transit
1%
all other purchases
Points value: Cash back (1¢/pt equivalent)
Lounge access
No lounge access
Additional perks
- ✓4% on grocery is top tier cash back
- ✓Recurring bills at 4% (utilities, subscriptions)
- ✓Strong all-around cash back card
Insurance coverage
Travel Medical ($1M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$120
Foreign fee2.5%
Income req.$60,000 personal / $100,000 household
ProgramCash Back
