American ExpressFX: No foreign feesTravelNo FX FeeDining
Scotiabank
Scotiabank Gold American Express
Scene+
First Year Bonus
~$785
Welcome Bonus
45,000 Scene+
Annual Fee
$120
Spend Required
$1,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if Scotiabank Gold American Express runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
6x
grocery (Sobeys/IGA/etc.)
5x
dining & food delivery
3x
entertainment & transit
1x
all other purchases
Points value: ~1¢/pt
Lounge access
No lounge access
Additional perks
- ✓6x grocery is best-in-class for Sobeys shoppers
- ✓No FX fee
- ✓No income requirement
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual fee$120
Foreign fee0%
Income req.None
ProgramScene+
