VisaFX: 2.5%No Annual Fee
RBC
RBC Rewards+ Visa
RBC Rewards
First Year Bonus
$120
Welcome Bonus
3,500 pts
Annual Fee
$0
Spend Required
$500 (3 mo)
Get notified when this offer goes elevated
We'll email you if RBC Rewards+ Visa runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Welcome bonus
Total: 3,500 pts
1
3,500 pts
Spend $500 in the first 3 months
Earn rates
2x
grocery, gas & drugstore
1x
everywhere else
Points value: ~0.5¢/pt via RBC Travel
Transfer partners
RBC Rewards (redeem via Avion Travel at poor rate)
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓Good for everyday RBC banking customers
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramRBC Rewards
