VisaFX: 2.5%Transfer Partners
RBC
RBC ION+ Visa
Avion
First Year Bonus
~$185
Welcome Bonus
21,000 pts
Annual Fee
$48/yr
Spend Required
$1,500 (6 mo)
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
3x
grocery, dining, gas, delivery & streaming
1x
everywhere else
Points value: ~1¢/pt via Avion travel chart
Transfer partners
Avios (British Airways)
American AAdvantage
Cathay Pacific Asia Miles
WestJet Dollars
Lounge access
No lounge access
Additional perks
- ✓Low annual fee entry point into Avion ecosystem
- ✓Student fee waiver with RBC student banking
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkVisa
Annual fee$48/yr
Foreign fee2.5%
Income req.None stated
ProgramAvion
