MastercardFX: 2.5%Transfer PartnersLounge Access
Neo Financial
Cathay World Elite MC (by Neo)
Asia Miles
First Year Bonus
~$720
Welcome Bonus
60,000 Asia Miles
Annual Fee
$180
Spend Required
$5,000 (3 mo)
Get notified when this offer goes elevated
We'll email you if Cathay World Elite MC (by Neo) runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
5x
Neo partner merchants
4x
Cathay Pacific flights
2x
foreign currency purchases
1 Asia Mile/$1
all other Canadian purchases
Points value: ~1.5–3¢/Asia Mile for premium oneworld redemptions
Transfer partners
Asia Miles (Cathay Pacific — redeems on oneworld: British Airways, Qantas, Japan Airlines, etc.)
Lounge access
Cathay Pacific & oneworld partner lounge access when flying Cathay
Additional perks
- ✓Only Canadian card that earns Asia Miles directly
- ✓15% discount on Cathay Pacific flights booked with miles
- ✓Access to oneworld alliance redemptions
- ✓Not available in Quebec
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$180
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household
ProgramAsia Miles
