MastercardFX: 2.5%No Annual Fee
MBNA
MBNA Rewards Platinum Plus Mastercard
MBNA Rewards
First Year Bonus
~$195
Welcome Bonus
10,000 pts
Annual Fee
$0
Spend Required
$500 (90 days)
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if MBNA Rewards Platinum Plus Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Welcome bonus
Total: 10,000 pts
1
10,000 pts
Spend $500 in the first 90 days
Earn rates
4x
restaurant & grocery (first 90 days)
2x
restaurant & grocery (ongoing)
1x
everywhere else
Points value: ~0.8¢/pt for travel or gift cards
Lounge access
No lounge access
Additional perks
- ✓No annual fee
- ✓Best no-fee dining & grocery multiplier in Canada
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramMBNA Rewards
