MBNA Amazon.ca Rewards MC
MastercardFX: 2.5%Cash BackNo Annual Fee

MBNA / TD

MBNA Amazon.ca Rewards MC

Amazon Rewards

First Year Bonus

~$175

Welcome Bonus

5% back (first 3 mo)

Annual Fee

$0

Spend Required

$3,000 (3 mo)

Apply via rebate portal

Get notified when this offer goes elevated

We'll email you if MBNA Amazon.ca Rewards MC runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

2.5%
Amazon.ca & Whole Foods (Prime members)
1.5%
Amazon.ca & Whole Foods (non-Prime)
1%
everywhere else

Points value: 1–2.5% cash back rate

Transfer partners

Amazon Rewards (redeemable at Amazon.ca checkout)

Lounge access

No lounge access

Additional perks

  • No annual fee
  • Best card to use at Amazon.ca for Prime members
  • Rewards applied directly at Amazon checkout — no redemption friction

Insurance coverage

Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramAmazon Rewards