MastercardFX: 2.5%Lounge Access
Desjardins
Desjardins Odyssey World Elite MC
Odyssey Rewards
First Year Bonus
~$200
Welcome Bonus
No welcome bonus
Annual Fee
$130
Spend Required
—
Get notified when this offer goes elevated
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Data verified Apr 1, 2026
Earn rates
3.5x
travel
2x
transit, dining, entertainment
1.5x
everywhere else
Points value: ~0.5–1¢/pt depending on redemption
Transfer partners
Odyssey Rewards (redeem for travel, gift cards, merchandise)
Lounge access
8 free lounge visits/year via Desjardins Odyssey Lounge program ($336 value)
Additional perks
- ✓Best lounge access per dollar of any Canadian card
- ✓Strong travel insurance package
- ✓Desjardins concierge
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$130
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household
ProgramOdyssey Rewards
