ATB World Elite Mastercard
MastercardFX: 2.5%Lounge Access

ATB Financial

ATB World Elite Mastercard

ATB My Rewards

First Year Bonus

~$250

Welcome Bonus

40,000 pts

Annual Fee

FYF

Spend Required

first purchase

Apply via rebate portal

Get notified when this offer goes elevated

We'll email you if ATB World Elite Mastercard runs a higher-than-normal welcome bonus.

Data verified Apr 1, 2026

Earn rates

8 pts/$1
airlines, hotels & car rentals
6 pts/$1
grocery, gas, streaming & entertainment
2 pts/$1
everywhere else

Points value: ~0.5¢/pt (200 pts = $1)

Transfer partners

ATB My Rewards (redeem for travel, gift cards, cash)

Lounge access

Mastercard Travel Pass — 4 free lounge visits/year

Additional perks

  • Only available to Alberta residents
  • Best travel earn rate of any Alberta-issued card
  • 40,000 point signup bonus ($200 value)

Insurance coverage

Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household (Alberta residents only)
ProgramATB My Rewards