MastercardFX: 2.5%Lounge Access
ATB Financial
ATB World Elite Mastercard
ATB My Rewards
First Year Bonus
~$225
Welcome Bonus
40,000 pts
Annual Fee
FYF
Spend Required
first purchase
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
8 pts/$1
airlines, hotels & car rentals
6 pts/$1
grocery, gas, streaming & entertainment
2 pts/$1
everywhere else
Points value: ~0.5¢/pt (200 pts = $1)
Transfer partners
ATB My Rewards (redeem for travel, gift cards, cash)
Lounge access
Mastercard Travel Pass — 4 free lounge visits/year
Additional perks
- ✓Only available to Alberta residents
- ✓Best travel earn rate of any Alberta-issued card
- ✓40,000 point signup bonus ($200 value)
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household (Alberta residents only)
ProgramATB My Rewards