MastercardFX: 2.5%Lounge Access
ATB Financial
ATB World Elite Mastercard
ATB My Rewards
First Year Bonus
~$250
Welcome Bonus
40,000 pts
Annual Fee
FYF
Spend Required
first purchase
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if ATB World Elite Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
8 pts/$1
airlines, hotels & car rentals
6 pts/$1
grocery, gas, streaming & entertainment
2 pts/$1
everywhere else
Points value: ~0.5¢/pt (200 pts = $1)
Transfer partners
ATB My Rewards (redeem for travel, gift cards, cash)
Lounge access
Mastercard Travel Pass — 4 free lounge visits/year
Additional perks
- ✓Only available to Alberta residents
- ✓Best travel earn rate of any Alberta-issued card
- ✓40,000 point signup bonus ($200 value)
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household (Alberta residents only)
ProgramATB My Rewards