ATB World Elite Mastercard
MastercardFX: 2.5%Lounge Access

ATB Financial

ATB World Elite Mastercard

ATB My Rewards

First Year Bonus

~$225

Welcome Bonus

40,000 pts

Annual Fee

FYF

Spend Required

first purchase

Apply via rebate portal

Updated Apr 10

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Get notified when this offer goes elevated

We'll email you if ATB World Elite Mastercard runs a higher-than-normal welcome bonus.

Data verified Apr 12, 2026

Earn rates

8 pts/$1
airlines, hotels & car rentals
6 pts/$1
grocery, gas, streaming & entertainment
2 pts/$1
everywhere else

Points value: ~0.5¢/pt (200 pts = $1)

Transfer partners

ATB My Rewards (redeem for travel, gift cards, cash)

Lounge access

Mastercard Travel Pass — 4 free lounge visits/year

Additional perks

  • Only available to Alberta residents
  • Best travel earn rate of any Alberta-issued card
  • 40,000 point signup bonus ($200 value)

Insurance coverage

Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty

Card details

NetworkMastercard
Annual feeFYF
Foreign fee2.5%
Income req.$80,000 personal or $150,000 household (Alberta residents only)
ProgramATB My Rewards