American ExpressFX: 2.5%Transfer PartnersTravel Credit
American Express
Amex Personal Gold
Membership Rewards
First Year Bonus
~$725
Welcome Bonus
60,000 MR
Annual Fee
$250
Spend Required
$12,000 (yr)
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Welcome bonus
Total: 60,000 MR
1
60,000 MR
Spend $12,000 in the first 12 months
Earn rates
2x
travel, gas & grocery
1x
everywhere else
Points value: ~2¢/pt via Aeroplan transfers
Transfer partners
Aeroplan
Avios (British Airways)
Asia Miles
Delta SkyMiles
Flying Blue (Air France/KLM)
Marriott Bonvoy
Lounge access
No direct lounge access
Additional perks
- ✓$100 annual travel credit
- ✓Hotel Collection perks via Amex Travel
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual fee$250
Foreign fee2.5%
Income req.None stated
ProgramMembership Rewards
