American ExpressFX: 2.5%Transfer Partners
American Express
Amex Cobalt
Membership Rewards
First Year Bonus
~$600
Welcome Bonus
up to 15,000 MR
Annual Fee
$192/yr
Billed as $16/mo
Spend Required
$750/mo
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Welcome bonus
Total: up to 15,000 MR
1
2,500 MR
Spend $750 each month
Repeats every month for 12 months — up to 30,000 MR total
Earn rates
5x
food & drinks
2x
travel & transit
1x
everywhere else
Points value: ~2¢/pt via Aeroplan transfers
Transfer partners
Aeroplan
Avios (British Airways)
Asia Miles
Delta SkyMiles
Flying Blue (Air France/KLM)
Marriott Bonvoy
Lounge access
No lounge access
Additional perks
- ✓$100 annual travel credit (Amex Travel)
- ✓Access to Amex Front Of The Line presales
Insurance coverage
Travel Medical ($5M, up to 15 days)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual fee$192/yr
Foreign fee2.5%
Income req.None stated
ProgramMembership Rewards
