American ExpressFX: 3%TravelTransfer Partners
American Express
American Express Cobalt
Membership Rewards
First Year Bonus
~$1,528
Welcome Bonus
$150
Annual Fee
$192
Billed as $16/mo
Spend Required
$9,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if American Express Cobalt runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1x
all purchases
Lounge access
No lounge access
Card details
NetworkAmerican Express
Annual fee$192
Foreign fee3%
ProgramMembership Rewards
