American ExpressFX: No foreign feesTransfer PartnersBusiness
American Express
Amex Business Gold Rewards
Membership Rewards
First Year Bonus
~$1,640
Welcome Bonus
100,000 MR
Annual Fee
$375
Spend Required
$15,000 (3 mo)
Apply via rebate portal
Updated Apr 10
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Data verified Apr 12, 2026
Earn rates
4x
business essentials (up to $100k/yr)
1x
everywhere else
Points value: ~2¢/pt via Aeroplan transfers
Transfer partners
Aeroplan
Avios (British Airways)
Asia Miles
Delta SkyMiles
Flying Blue (Air France/KLM)
Marriott Bonvoy
Lounge access
No direct lounge access
Additional perks
- ✓No foreign transaction fees
- ✓Up to $545 in annual statement credits (business, Squarespace, etc.)
- ✓4x on all business spend is best-in-class for MR earn
Insurance coverage
Travel Medical ($5M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual fee$375
Foreign fee0% — no foreign transaction fees
Income req.Business owners
ProgramMembership Rewards
