American ExpressFX: 2.5%Transfer PartnersBusinessTravel
American Express
American Express Business Gold
Membership Rewards
First Year Bonus
~$960
Welcome Bonus
75,000 MR
Annual Fee
$199
Spend Required
$10,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if American Express Business Gold runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
2x
all eligible purchases
Points value: ~1.5¢/pt via Aeroplan transfer
Transfer partners
Aeroplan
British Airways Avios
Marriott Bonvoy
Hilton Honors
Delta SkyMiles
Lounge access
No lounge access
Additional perks
- ✓2x on all eligible business purchases
- ✓Access to full MR transfer network
- ✓Flexible redemption options
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkAmerican Express
Annual fee$199
Foreign fee2.5%
Income req.Business required
ProgramMembership Rewards
