MastercardFX: No foreign feesTravelNo FX FeeLounge Access
HSBC
HSBC World Elite Mastercard
HSBC Rewards
First Year Bonus
~$700
Welcome Bonus
80,000 HSBC Rewards
Annual Fee
$149
Spend Required
$3,000
Apply via rebate portal
Get notified when this offer goes elevated
We'll email you if HSBC World Elite Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
6x
travel purchases
4x
gas, grocery & pharmacy
2x
all other purchases
Points value: ~0.5¢/pt
Transfer partners
British Airways Avios
Cathay Pacific Asia Miles
Lounge access
4 free lounge visits via LoungeKey
Additional perks
- ✓No FX fee
- ✓Exceptional travel insurance ($10M medical)
- ✓6x on travel spend
Insurance coverage
Travel Medical ($10M)
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$149
Foreign fee0%
Income req.$80,000 personal / $150,000 household
ProgramHSBC Rewards
