MastercardFX: 3%No Annual Fee
CIBC
CIBC Adapta Mastercard
Rewards
First Year Bonus
~$362
Welcome Bonus
12,000 points
Annual Fee
$0
Spend Required
$1,500
Get notified when this offer goes elevated
We'll email you if CIBC Adapta Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
1x
all purchases
Lounge access
No lounge access
Card details
NetworkMastercard
Annual fee$0
Foreign fee3%
ProgramRewards
