MastercardFX: 2.5%Cash BackNo Annual Fee
Capital One
Capital One Costco Mastercard
Cash Back
First Year Bonus
~$240
Welcome Bonus
None
Annual Fee
$0
Spend Required
$0
Get notified when this offer goes elevated
We'll email you if Capital One Costco Mastercard runs a higher-than-normal welcome bonus.
Data verified Apr 1, 2026
Earn rates
3%
restaurant & travel
2%
Costco purchases
1%
all other purchases
Points value: Cash back (1¢/pt equivalent)
Lounge access
No lounge access
Additional perks
- ✓Only credit card accepted at Costco
- ✓No annual fee
- ✓Cash back paid annually as Costco gift card
Insurance coverage
Travel Medical
Trip Cancellation
Trip Interruption
Baggage Delay
Lost Baggage
Rental Car
Purchase Protection
Extended Warranty
Card details
NetworkMastercard
Annual fee$0
Foreign fee2.5%
Income req.None stated
ProgramCash Back
